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  • Buying or Refinancing Your Home?

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    Pay Attention to the New Rules for Mortgage Originators Beginning April 1st

    Amending the Truth in Lending Act’s Regulation Z


    Originally passed in 1968, the Truth in Lending Act (“TILA”) is a federal law which promotes the informed use of consumer credit by requiring disclosures to consumers about the terms and costs of their loans. Major new changes ...

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  • Attention Rental Property Owners

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    As reported in our last newsletter, the Small Business Jobs Act of 2010 provides broad tax breaks and incentives for small businesses and entrepreneurs.  However, there are many provisions of the Act that put in place new revenue creating opportunities for the federal government.


    One of those revenue generating provisions ...

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  • Real Estate Investing: Understanding PA Tax Sales

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    While sheriff’s sales have received a great deal of publicity due to the wave of foreclosures taking place around the country, great mystery still surrounds the tax sale procedures pursuant to the Pennsylvania real estate tax sale law. Any real estate investor who is considering acquiring property through a tax sale needs to understand the basics in order to avoid ...

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  • Major Change in Residential Real Estate: A Summary of RESPA Changes Effective January 1, 2010

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    In response to recent events in the real estate industry, the housing arm of the federal government, Housing and Urban Development (“HUD”), has enacted new reforms of the Real Estate Settlement Procedures Act (“RESPA”) that will help families shop for the lowest-cost mortgage available and avoid costly and potentially harmful loan offers from predatory lenders. The new RESPA rules now ...

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Harrisburg Magazine Readers' Choice 2011