wayne

Reager & Adler Blog

  • The American Dream Found in the Rubble

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    Her name is Margaray and she is a native of Haiti.  She lived near the town of Port-au-Prince with her three children – Philippe, Michaelle and Hans.  Her husband was deceased and she was doing her best to raise her sons alone.  Margaray lived in a small, run-down, ramshackle home in an area that by many accounts could be considered ...

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  • Florida Enacts New POA Act

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    The recently enacted Florida Power of Attorney Act (the “New Act”) is getting a lot of  attention both in Florida and nationwide because of the number of transitional residents who reside in Florida for part of the year.  These individuals will often have a Power of Attorney (“POA”) drafted to comply with Florida law in the event they might need ...

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  • Contract Litigation Insurance: A Confidence Booster

    Litigation has no certainty but uncertainty.  From the strategies of your opponent, to the ultimate outcome, the process of litigation is laden with events and decisions over which the participants may have little or no control, and as such the outcome cannot be accurately predicted.  

     

    Even the costs and amount of attorney fees to be expended cannot be estimated ...

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  • Living the American Dream 2012

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    Meet Sammy, a young man who believes he is living the American Dream.   Sammy is in his early thirties, works as a cook at a local diner, and lives in a small apartment.  This is not your typical America Dream scenario, but Sammy was born in Burma.  Burma was and remains a country with no government in the traditional sense.  ...

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  • Keeping the Peace -- Even After You Are Gone!

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    It’s all fun and games until someone loses his/her inheritance.  Keeping the family peace after you are gone can be much easier when you pre-plan and communicate with your loved ones while you are still alive.  Many people choose to treat their children or possibly other family members unequally and generally have very sound reasons for this decision.  However, such ...

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  • American Dream: Ted Adler 2012 Part II

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    Over the last few weeks, I have spoken to quite a few of our clients, most of whom have asked me a variation of the following questions:  What do you think 2012 will be like?  Will it be better than 2011?  I have invariably answered that 2012 will be better. 

     

    The question that almost always follows is:  How do ...

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  • 2012 Opportunities & Challenges

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    This article which I posted in January 2011 seems to be “right-on-point” for the coming year – and I thought it worth re-visiting.

    The start of 2011 brings with it opportunities and challenges. However, in looking forward we should reflect on 2010 and see what lessons, if any, we can take from the year that has just ended. To that ...

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  • A Holiday Download Special from Reager & Adler

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    Did you know that if you do not have a Health Care Power of Attorney and Living Will with a named agent, necessary medical treatment could be limited or delayed by the hospital or care provider?  If you have young adults over 18 years of age, this applies to them as well.  Every college student should have a Health Care ...

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  • REAL ESTATE: The Window of Opportunity is Open Again

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    Despite the recent fluctuations in the market and prognostications to the contrary, mortgage rates have reached record lows. The rate for a 15-year fixed-rate mortgage hit a record low during the week of August 15, 2011, averaging 3.36%. Rates for a 30-year fixed-rate mortgage hit their lowest levels in 40 years, averaging 4.15% for the same period. From this ...

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  • Short-Term Financial Assistance to Struggling Homeowners

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    The Emergency Homeowners’ Loan Program (EHLP), recently implemented by the U.S. Department of Housing and Urban Development (HUD), is designed to assist struggling homeowners who have experienced a decrease in income of at least 15%. This drop in income level must result directly from involuntary unemployment or underemployment due to adverse economic conditions and/or a medical emergency to qualify for ...

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Harrisburg Magazine Readers' Choice 2011