Reager & Adler Services Bankruptcy and Creditor Rights

For individuals and businesses facing debt and financial pressure, we can help.  Call us if:

  • You have fallen seriously behind in payments to credit card or mortgage companies
  • You have experienced a sudden life changing event such as job loss, business failure, death, divorce, or illness and are having trouble making ends meet
  • You are subject to collection proceedings
  • You are behind in payments to vendors
  • You need to structure a repayment plan
  • You need a fresh start

In bankruptcy and consumer situations, the problem is usually credit card debt or mortgage foreclosure--financial liabilities beyond both the ordinary and controllable. But there are also other, deeply personal issues; Reager & Adler experienced bankruptcy attorneys understand the fear and guilt created when creditors are at the doorstep of an individual or a small business, and we are trained to help.

In creditor rights situations, a business or individual is usually faced with the discharge of a legitimate debt by someone in bankruptcy. Creditors have legal remedies depending on many factors. Reager & Adler experienced bankruptcy attorneys can effectively counsel a creditor and clearly determine if the return will justify the cost.

The Reager & Adler Bankruptcy and Creditor Rights team is experienced in applying the bankruptcy laws of our country to assist clients who need to consider a personal or business bankruptcy, or who need advice about dealing with a debtor in bankruptcy.

Select a proven resource:

It is important for a lawyer to never forget that he/she is in a service industry.  The exceptional attorney provides experience and expertise, but also has the unique ability to step into his client's shoes and listen carefully to both spoken and unspoken needs.  Only then is he able to help his client face and manage a legal challenge. —John Neblett

Why choose Reager & Adler?

Responsiveness and Accessibility

In addition to his trustee practice, John has strong empathy with the consumer debtor. During his years of practice, more than 15,000 individuals have told him their stories and entrusted their future to his guidance. John understands what his clients are feeling, and this understanding facilitates an effective working solution to their problems.

Collaborative Focus

The Reager & Adler attorneys can cover all facets of almost any bankruptcy related issue including litigation, collections, consumer bankruptcy, and creditor rights from both the individual and corporate perspectives. We have years of experience in the Middle District and are well acquainted with the courts, judges, attorneys, and staff that make up most of the local bankruptcy bar. These relationships and our experience lead to collaboration which can help us resolve many bankruptcy issues short of expensive litigation. This is a real benefit to clients looking for a practical, cost-effective solution to their difficulty.

Experience and Expertise

John is one of only a handful of central Pennsylvania attorneys who is Board Certified in Consumer Bankruptcy Law by the American Board of Certification. He is a U.S. Department of Justice appointed Chapter 7 Panel Trustee. John has more than ten years of litigation experience in all aspects of federal bankruptcy and consumer litigation. Reager & Adler is prepared to handle issues relating to Chapters 7, 11 and 13 bankruptcies.

 

A Dual Perspective:  Attorneys Who Think Like Business Owners

John Neblett has been both a solo practitioner and a partner/owner of a law firm. As a businessman, he has been responsible for turning the lights on in the morning and turning them off at night. He understands the successes and challenges that business owners experience and the everyday pressures that they face. He believes in the need for practical, cost-effective advice, and he knows how critical this advice is when dealing with a bankruptcy situation.

 

Harrisburg Magazine Readers' Choice 2011